Small business retirement plans · California
A retirement plan that works for you and your team.
Save more as an owner, give your employees a benefit they value and meet California’s CalSavers requirement, with a fee-only fiduciary firm led by a CFA® charterholder.
You run the business. We handle the plan.
Most California employers with at least one eligible employee must now offer a retirement plan or register with CalSavers, and penalties for ignoring it can reach $750 per eligible employee. Federal tax credits can offset part of the cost of starting your own plan.
The right plan for your business
We compare the options against your payroll, your team and how much you want to save as the owner, then recommend one design with the costs laid out in writing.
How we chooseSet up and CalSavers handled
We coordinate the plan provider and your payroll, and walk you through certifying your CalSavers exemption, so the requirement is taken care of.
CalSavers or your own planRun well, every year
We take responsibility for the plan’s investments as a 3(38) fiduciary, plus fee reviews and employee education, with a review together at least once a year so the plan keeps fitting your business.
Your duties as a plan sponsor
Leadership
Led by a CFA® charterholder
Pleasanton Wealth was founded in 2018 by a CFA® charterholder with more than 20 years in investments and finance, including a career at Charles Schwab in San Francisco as a FINRA-registered representative. Earlier work includes co-founding Profit Brokerage Inc. and international development with USAID and the United Nations Development Programme.
Every client works directly with a CFA® charterholder, from plan design through every annual review.
Why owners work with Pleasanton Wealth
You work directly with a CFA® charterholder on design, setup and every review, not a call center or junior staff.
As a fee-only fiduciary, we are paid only by clients, never by product sales, and our fees are disclosed in writing before you sign.
A 401(k) plan’s assets are held by the plan’s own custodian and recordkeeper, not by us, and employees see their own accounts anytime.
Request a plan review
Tell us what you need. We aim to reply within one business day. No obligation.
Thank you. Request received.
An adviser will review it personally, and we aim to reply within one business day.