Pleasanton Wealth Plan review

Small business retirement plans · Pleasanton, the Tri-Valley and California

A small business retirement plan that works for you and your team.

Save more as an owner, give your employees a benefit they value and meet California’s CalSavers requirement, with a fee-only fiduciary firm led by a CFA® charterholder. Start with a complimentary plan review.

Already offer a plan through payroll or a broker? Get it reviewed

20+ years in investmentsCFA® charterholderFee-only fiduciaryFounded in 2018

You run the business. We help run the plan.

Most California employers with at least one eligible W-2 employee (other than owners) must now offer a qualified retirement plan or register with CalSavers, and penalties for ignoring it can reach $750 per eligible employee. Federal tax credits can offset part of the cost of starting your own plan, and employer contributions are generally tax-deductible.

The right plan for your business

We compare the options against your payroll, your team and how much you want to save as the owner, then recommend one design with the costs laid out in writing.

How we design retirement plans

Set up and CalSavers handled

We coordinate with the plan provider and your payroll, and walk you through certifying your CalSavers exemption, so you can meet the requirement with confidence.

CalSavers or your own plan

Run well, every year

For 401(k) plans, we take fiduciary responsibility for choosing and monitoring the investments (an ERISA 3(38) role), so you are not making those fund decisions yourself. We also review fees, educate employees and meet with you at least once a year so the plan keeps fitting your business.

Your duties as a plan sponsor
Founder of Pleasanton Wealth

Leadership

Led by a CFA® charterholder

Pleasanton Wealth was founded in 2018 by a CFA® charterholder with more than 20 years in investments and finance, including a career at Charles Schwab in San Francisco as a FINRA-registered representative.

What it takes from you: a short first conversation and a recent payroll summary, plus the fee disclosure and latest Form 5500 if you already have a plan. We coordinate setup, or any provider change, with the provider and your payroll.

Read our founder’s background

Why owners work with Pleasanton Wealth

A CFA® charterholder on your plan

You work directly with a CFA® charterholder on design, setup and every review, not a call center or junior staff.

Advice without commissions

As a fee-only fiduciary, we are paid only by clients, never by product sales. Our fees are simple and transparent: generally based on assets under management (AUM), and always disclosed in writing before you sign.

Plan assets held independently

A 401(k) plan’s assets are held by the plan’s own custodian and recordkeeper, not by us, and employees see their own accounts anytime.

How we work

Request a complimentary plan review

The initial plan review is complimentary. Only your first name and email are required, we aim to reply within one business day, and there’s no obligation.

  1. Tell us about your business. About a minute. No documents needed yet.
  2. A short conversation. Your goals, your team and any plan you have now.
  3. A written recommendation. The plan design and every fee in writing before you sign anything.
Where is your business today?

Prefer email? samah@pleasantonwealth.com. Please don’t include account numbers. Submitting this form does not create an advisory relationship; see our privacy policy.